Sunday, November 3, 2013

NYT Editorial: "Insurance Policies Not Worth Keeping"

The following three paragraphs were merrily selected from yesterday's bitterly clinging NYT Editorial.
Mr. Obama clearly misspoke when he said that. By law, insurers cannot continue to sell policies that don’t provide the minimum benefits and consumer protections required as of next year. So they’ve sent cancellation notices to hundreds of thousands of people who hold these substandard policies. (At issue here are not the 149 million people covered by employer plans, but the 10 million to 12 million people who buy policies directly on the individual market.)
This overblown controversy has also obscured the crux of what health care reform is trying to do, which is to guarantee that everyone can buy insurance without being turned away or charged exorbitant rates for pre-existing conditions and that everyone can receive benefits that really protect them against financial or medical disaster, not illusory benefits that prove inadequate when a crisis strikes.
Some conservative groups, eager to cripple the individual market by deterring enrollment, are urging consumers not to take out insurance and to instead pay the fine, which is cheaper than the cost of insurance but hardly negligible. For individuals, it starts at $95 or 1 percent of applicable yearly income in 2014, whichever is higher, and rises to $695 or 2.5 percent of applicable income in 2016. But why pay the penalty and get nothing when you can pay a reasonable fee and get a good policy?
NYT Editorial

29 comments:

Aridog said...

Total bullshit trying to defend a failed policy and plan. Let me repeat my post on a prior thread:

" Here is a potential alternative worth discussion.

It is a plan originally proposed by John Kerry">link text in 2004, and now sponsored by Rep Daryl Issa (R-CA) and co-sponsored by Rep Mick Mulvaney (R-S.C.) and Rep. William Lacy Clay (D-Mo.). It is also the rudiments of a plan I suggested here and elsewhere several times. It has a benefit...it already works and has worked for over 50 years. It already has an infrastructure, it already has no prior condition eligibility issue, is essentially portable, requires only determinations regarding means testing.

So why did we need an all new plan run by two different agencies who have never run a plan before in their lives? "

Dust Bunny Queen said...

Who the HELL are these people to determine that a purchased choice is not worth keeping and then make the decision to forcibly take that purchased choice away from people and then make us pay MORE for THEIR choice for us.

Who do they think they are that THEIR choices are more valid than mine?

Forget it being about insurance or health care. Let's just use the example of a choice to buy an automobile. (Insert any other appliance...washing machine, television, computer etc)

If my choice is to keep my 72 Chevy Blazer with no radio, no air bags, only lap belts, no air conditioning (actually it does have it just needs to be fixed), front heater only and so on and so on.......because someone else considers this choice to be substandard and not worth keeping, should I be forced to buy a new Prius or some other such piece of shit? Is it good for the Government to come into my yard and confiscate a perfectly good vehicle and MAKE ME BUY an expensive new vehicle that would not even suit my purposes. I want to see a Prius tow a 22 ft camp trailer or a hydraulic dump trailer with a John Deere Tractor in it.

My choices. Not someone else's choices for me. If I made a bad choice.....well eff me.. right?

The Dude said...

Cash for clunkers will not be voluntary next time.

Leland said...

Newspapers not worth keeping.

bagoh20 said...

And some were heard to add: "At least he keeps the trains running on time."

bagoh20 said...

Even if all that deflection is true, and it delivers those things, it will still be a huge government program and that means it will be very low quality and service with high cost, and it will become unsustainable and probably from the start. In the past we might have been able to support such a thing with all of our excess prosperity, but we can't even sustain the government programs we have now. To think that adding the biggest one ever will somehow be better is just blind to history. The cost will eventually include permanent unemployment at more than double our historic levels.

Hagar said...

You all should have watched "Fox News Sunday with Chris Wallace" today with Dr. Ezekiel Emanuel - Rahm's brother - in the segment: "How I learned to stop worrying and love The Plan!" and you would understand more about how this mess came about.

Rabel said...

When the employer mandate kicks in this time next year all of the current troubles will, in comparison, seem like an "overblown controversy."

edutcher said...

Call it, "Son of Al Qaeda in Mesopotamia".

Hagar said...

You all should have watched "Fox News Sunday with Chris Wallace" today with Dr. Ezekiel Emanuel - Rahm's brother - in the segment: "How I learned to stop worrying and love The Plan!" and you would understand more about how this mess came about.

Zeke is the guy who gave us the Useful Lives theory of population management - Heinrich and Reinhard must be very proud.

One assumes his brother, Tiny Dancer, applies it to crime prevention in Chi-town.

bagoh20 said...

I think I've made it clear that I hate this law. I'm scared for the people I care about, strangers, and my own personal health care-intensive existence, but man is Fox going nuts over this. The entire channel covers virtually nothing else, day and night but the disaster of Obamacare. I know everyone else is is giving it too little attention, but Fox seem determined to make up for all of them all by itself.

As important as that is, they are really overdoing it. This one issue is making them look like a right wing version of MSNBC, and maybe even worse. It was reassuring at first that they would take up the slack of the other networks, but now it's getting kind of off-putting, and even embarrassing.

I guess it would have been nice if in 1929 there was a news outlet warning about the Fed, and banks, and if in 2006 there was an outlet warning about Fanny and Freddy and the Fed, and banks, so I'm still glad they are there.

But, would anyone have listened back then? Would it have made a difference? Will it now. If it doesn't help this time, at least Fox can say they tried their darndest.

Michael Haz said...

Liberals are all pro-choice, until someone actually wants to make their own choice.

KCFleming said...

Bagoh might have written this:

You Also Can't Keep Your Doctor
"I had great cancer doctors and health insurance.My plan was cancelled. Now I worry how long I'll live."

Democrats are evil bastards.

Lem the artificially intelligent said...

The idea that the teleprompter president misspoke pushes credulity to a breaking point.

I would love to know what Inga and garage think of this but they seem to have gone missing.

Maybe they are waiting for marching orders or something.

Lem the artificially intelligent said...

Does this sound like misspeaking to anybody?

Laughable and tragic at the same time.

Aridog said...

Me, I notice that no one gives a fuck about an alternative, with a 50+ year history of success, dating back to 2004, that would have solved the alleged issues without a new anything. We deserve the fucking up the ass we get...we, in fact, beg for it.

I for one, give the fuck up.

Chip Ahoy said...

bagoh20, they do that. All of their shows obsess on the same thing so it's the same material over and over Endvor an dover, the whole thing must be skipped by.

And when you take them off mute you will find they've become stutterers.

All of them have by now. The infection has taken over the whole network.

The stuttering appeared first among the females as a sort of place holder in a discussion, "I've got the floor, but I'm not quite organized, here we go eh eh eh eh," punctuated as apostrophe " ' ", it is an aural break, an audio halt, an interruption, aspirated, one that takes air to make, so the sound waves assault the ear, the tiny bones in there rattle the whole skeleton, and this is magnified, intensified by FOX studio microphones.

Now the habit is picked up by all their presenters and by them to all guests who visit their studio. All guests become infected by the "stuttering miasma" that pervades FOX news network studio. DON'T GO THERE! or it will happen to you.

Freeman Hunt said...

My plan that is being cancelled is classified as a Gold plan. So this is just another lie, even if you accept their outrageous assertion that catastrophic plans are bad for everyone.

edutcher said...

Lem said...

The idea that the teleprompter president misspoke pushes credulity to a breaking point.

I would love to know what Inga and garage think of this but they seem to have gone missing.

Maybe they are waiting for marching orders or something.


One doubts they can live without them.

Chip Ahoy said...

It is the last paragraph that is the most bull crappiest of all because it projects.

And it projects the very thing this whole program is intended to do, not to use private insurance companies, but rather to control them out of existence. That is obvious to all serious observers single payor as the only option available is the ultimate goal of all this intermediate buggery.

I like that word. It suggests you can turn around and go )))whap((( Stop poking me back there with that thing.

And further, it projects intentions.

Their own intentions. They don't know or describe their opposition accurately at all. And I'm not guessing their intentions, I couldn't if I wanted to, their intentions are explicit all along. It's all over YouTube in their own voices, their own speeches, all Democrat leadership pining for single payor healthcare at the federal level with no intervening insurance company involvement at all. And annoyance at having to go about it the slow way. That is, out of business. That is not projection. Nevertheless that last paragraph sounds like some kind of alien mind probe that reached for and found the darkest intentions that lie hidden in collective conservative subconscious mind.

Icepick said...

Who the HELL are these people to determine....

They're out betters, DBQ, that's why they have the right. It's what every leftist tells themselves, and if you keep pushing back they will eventually justify it to themselves that you aren't worth their wisdom and should be eliminated. Leftists believe that you should either be one of the rulers, or one of the peasants, and if you are a peasant you deserve to be treated worse than dirt.

Icepick said...

I want to see a Prius tow a 22 ft camp trailer or a hydraulic dump trailer with a John Deere Tractor in it.

You shouldn't be authorized to own a camp trailer or a hydraulic dump trailer with a John Deere Tractor.

Problem solved.

Icepick said...

And some were heard to add: "At least he keeps the trains running on time."

Well, no one is going to ever defend Obama by citing his managerial competence, so give him that!

Lem the artificially intelligent said...

Somebody at twitter brought up the Obama campaign's commercial accusing Romney of killing the wife of a plant worker because she had cancer and Romney's acquisition/sale of the plant meant the end of their medical insurance.

I'm not holding my breath waiting for an equitable treatment of Obama by the press.

Lem the artificially intelligent said...

From that article Pogo linked to.

For a cancer patient, medical coverage is a matter of life and death. Take away people's ability to control their medical-coverage choices and they may die. I guess that's a highly effective way to control medical costs. Perhaps that's the point.

Lem the artificially intelligent said...

That Wall Street Journal article, by the cancer patient, is a direct response to the Times pathetic attempt to cover Obamas rear end.

bagoh20 said...

Yep Pogo, the guy in that story sounds a lot like my situation. You gotta break a few eggs, and if you are an Obamacare fan, maybe a few trainloads of them. The important thing is "forward", and "change", most important, no matter what, you must never admit to making a mistake.

Being a liberal means never having to say your're sorry.

test said...

Pogo said...
Bagoh might have written this:

You Also Can't Keep Your Doctor
"I had great cancer doctors and health insurance.My plan was cancelled. Now I worry how long I'll live."


The Democratic response is already being discussed around drum circles everywhere. Here's someone letting it slip:

FYI last night at the Great Falls Grange debate, Democrat delegate candidate Kathleen Murphy said that since many doctors are not accepting medicaid and medicare patients, she advocates making it a legal requirement for those people to be accepted.

http://masonconservative.typepad.com/the_mason_conservative/2013/11/virginia-democrat-calls-for-forcing-doctors-to-accept-medicare-and-medicaid-patients.html

ken in tx said...

It is my understanding that Mussolini did not keep the trains running on time. That was just his PR. And it has survived him. The lies just keep coming.

Sydney said...

In other words, "Let them eat cake."