Whose that author?

You may charge me, dear people, with being a Card-Carrying American. I find these little tickets to perpetual consumption distasteful. I do not like to see my name on them, deeply embossed into everlasting plastic. They make me feel as if I should wear a leather collar and hang them all thereon. When there is a mistake in the billing on any of them, if you persist, you can fight your way past the icy and patronizing indifference of the electronic computers and reach a semi-human who can straighten things out. It only takes a year or so. 

Yet in our times the thick wad of credit cards is a cachet of respectability, something more useful to me than any questionable convenience. When a cop lays upon you the white eye, and you stand there hunting for a driver's license as identification, and he watches you fumble through AmEx, Diners, Carte Blanche, Air Travel, Sheraton, Shell, Gulf, Phillips, Standard, Avis, and Texaco before you find it, he is reassured. You may have thirty-seven cents and dirt shirt, but you are completely on record and in good standing with the Establishment. If all you have is the license and bale of vulgar cash money, it piques his curiosity. Who is the bum who can't get credit cards like honest people?